Mortgage Broker Coventry
If you’re a homeowner looking to move, a first-time buyer a first-time buyer getting onto the property ladder or looking for specialist mortgage and protection advice then our team of experts are here to provide professional support and advice.
Hundreds of happy clients throughout Coventry who have secured mortgages.
Secured
Over £100 million in lending arranged for our customers.
Years of Expertise
A team with decades of combined mortgage and financial experience.
Coventry Mortgage Advisers
HR Financial Services (HRFS) are mortgage brokers based in Coventry. We help buyers find the best mortgage deals available for their specific circumstances. Everything starts by gathering information about the property you’re trying to buy and by looking at your financial position. We then speak to a wide range of lenders to find the best deal for you. Throughout the process, you’re presented with options that suit your current position and we’ll provide advice on the most suitable type of mortgage. The administration is handled by us as we submit applications, speak to lenders and work with solicitors and surveyors to take as much stress as possible off your plate. Our expert knowledge and lender relationships ensure you get the best mortgage deal possible whilst saving you time and money. If you’re looking for help with your mortgage then get in touch today by calling 02476 214526 or using our contact form.
Mortgage & Insurance Services
Explore our mortgage and insurance services that get you the best mortgage deal available whilst protecting your family.
Mortgages
Professional mortgage advice that helps you to buy you next home or property.
Remortgages
Find the best mortgage for you with our mortgage renewal services.
Buy To Let Mortgages
Experts in advising and supporting landlords and property investors.
First Time Buyer Mortgages
Advice and help for buyers looking to purchase their first home.
New Build Mortgages
Specialist mortgage advice for new build properties.
Insurance Services
Safeguard your home and family with tailored insurance options.
Finding You The Right Mortgage In Coventry
At HRFS we have your best interests at heart. Buying a home or property can be a stressful experience which is why our team provide honest advice about the best mortgage for your current situation. If you have previously had bad credit and are worried that this will affect your ability to buy a home, speak to our team who will be able to assess your position and provide clear advice on the best way to proceed. Getting a mortgage is a long-term investment for you and your family which is why it’s essential for you to get the best rate you can. Our team of mortgage advisers speak to multiple lenders to secure the best rate and length possible for you. We are authorised by the FCA and aim to make applying and securing a mortgage a really positive experience for you. If you’re looking for help with your mortgage, send us a message or drop us a call on 02476 214526.
Mortgage Broker Coventry FAQs
Take a look at the questions we’re asked the most as one of Coventry’s leading mortgage brokers. If you’ve got a question of your own, please feel free to drop us a message.
Why should I use a mortgage broker?
When you go directly to your bank they only offer their own products. A broker will compare offers available from a wide range of lenders, helping you to get the best rates available. Paperwork, chasing lenders and, updating solicitors and estate agents are all handled as part of the service too.
How much can I borrow for a mortgage?
There is no set sum that you can borrow. It depends on your incomings, outgoings, debts and your deposit size. Different lenders us different ways of calculating the amount which is why a broker is better than going to your bank directly as they’ll speak to multiple lenders. One you get an Agreement in Principle, you’ll have a clear idea of the budget available for buying a home.
Can I get a mortgage with bad credit?
Yes you can get a mortgage with bad credit but it depends on a number of factors. Some of these factors will include how recently the issues were, how series they were and how your finances look today. There are specialist lenders which can have higher interest rates associated with them. Missed payments, CCJs and payment defaults don’t rule you out of getting a mortgage.
What documents do I need for a mortgage application?
The main documents are a valid photo ID, proof of address, the last 3 months payslips and bank statements and your last P60. If you’re self-employed then you need your last 2 years of SA302s and tax year overviews. For both circumstances, you’ll need proof of your deposit. Our team will give you a full overview of documentation required before your application is submitted.
When should I look at remortgaging?
No later than 6 months before your current deal ends. You can lock in a new mortgage up to 6 months before your current one ends. If you leave it too late you could end up on your lenders standard variable rate or miss out on a better offer due to changes in rates. Don’t just take your lenders current offer, take a look at the whole of the market before remortgaging.
Our Reviews From Hundreds of Happy Customers
EXCELLENT
Based on 119 reviews
Posted on Google![]()
Teigan SwinfordAugust 11, 2026Trustindex verifies that the original source of the review is Google.
Manny has been amazing helping us with buying our first home! He's helped us to understand certain things we may not have known before and has helped us so much along the way!Posted on Google![]()
Carlos HolmesJuly 23, 2026Trustindex verifies that the original source of the review is Google.
Absolutely incredible service. Roshan answered the phone any time of day or night and never procrastinated on a task that needed doing. Almost everything was done same day and he kept the process as easy as possible. Cannot rate highly enough. Many thanksPosted on Google![]()
Gurvinder PooniMay 22, 2026Trustindex verifies that the original source of the review is Google.
I would like to express my sincere appreciation and gratitude to HR Financial Services for their outstanding support, dedication, and expert advice throughout my mortgage process. From start to finish, Roshan went above and beyond to ensure we secured a mortgage product perfectly tailored to our needs and long-term goals. Communication was impeccable, clear, consistent, and always reassuring. The level of care, consideration, and patience we received was truly first class. Because of our work commitments, attending daytime appointments can be difficult. Roshan immediately accommodated this by arranging our first meeting outside normal working hours, something we genuinely valued. He never rushed us, took time to explain everything in detail, and left us feeling completely confident that HRFS had our best interests at heart. Both Roshan and Emma exceeded all expectations. They worked with incredible efficiency and were able to secure us a mortgage offer far quicker than we ever imagined. While I won’t go into the specifics of my circumstances, Roshan not only met every requirement, I can honestly say he exceeded them. He removed all the stress from what can be a complex and overwhelming process, making everything feel straightforward and manageable. We cannot thank Roshan enough and would not hesitate for a second to return to HRFS for any future mortgage advice. Highly recommended.Posted on Google![]()
Sun SehMay 20, 2026Trustindex verifies that the original source of the review is Google.
Spoke to Roshan from HR in terms of wanting to source a mortgage for the purchase of my first home with my partner. Roshan was extremely knowledgable on the process, timelines and communicated excellently. Myself and my partner secured the best mortgage for ourselves from the offers available which were all broken down in detail. End to end we secured a mortgage, purchased a property and moved in within 4 months with the help of Roshan and HR FINANCIAL SERVICES.Posted on Google![]()
Qasim HussainMay 18, 2026Trustindex verifies that the original source of the review is Google.
Big thanks to roshan with the help of buying my first home. Top service from start to finish always kept me updated! Highly recommended!Posted on Google![]()
sajjad hussainMay 18, 2026Trustindex verifies that the original source of the review is Google.
Excellent service provide by roshan to help me buy My first home in 2018 with alot of advice in every step and helping with any question that I did not understand very professional and so I again used roshan to help me with my remortgage to landlord now in 2022 100% reconmmed to anyone roshan excellent communication you can all him any time like a brother not your typical now help me to buy second property may 2026Posted on Google![]()
M DolinskaMarch 31, 2026Trustindex verifies that the original source of the review is Google.
Very helpful and brilliant with enquirers. Always look for best possible opportunities to help their clients. Helped me to get a property I thought was impossible. Definitely recommend 👍Posted on Google![]()
Chris KellyMarch 17, 2026Trustindex verifies that the original source of the review is Google.
Really positive experience with Roshan on a complex purchase. The service was brilliant from start to finish
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